STEPS TO BEAT INFLATION

Here are some of the steps to beat inflation (disclaimer that it may not be the best or safest way):
1. Refrain from holding too much cash
2. switch from cash and fixed income based portfolio to balanced one that invests in equities and bonds to generate higher return
3. Consider higher risk and thus higher yielding and inflation-linked fixed income securities given the threat of inflation.
4. Take advantage of currency appreciation of inflation targeting countries (eg Singapore, Russia, Middle East)
5. Dump meagre India Rupee fixed deposits for higher yielding foreign currency deposits which may give 10x more interests.
6. Invest in certain safer stocks, equities and unit trusts with good fundamental values
7. Take exposure to to soft commodities during price dips to hedge against food inflation.
8. Consider real estate and alternative investments lastly when all fundamentals including insurance protection and necessities have been taken care of.